Attention homeowners: Real estate appraisal services for in Charlotte and Mecklenburg County

Here are the top 7 reasons why NC homeowners call on LR Appraisals:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Mecklenburg county's assessment of your propertyvalue
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NC divorce, when property needs to be divided
  7. To determine the true market value of property in question to settle an estate

Do you own a house in or near Charlotte? Do you need help determining the price of your real estate?
Contact LR Appraisals.

At LR Appraisals, we understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular consumer that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at LR Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping customers just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

If you live in an area that is declining or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from LR Appraisals is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. LR Appraisals can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.